Get to Know Us

The Direct Mortgage Loans Team is here to help you with all of your Mortgage needs.

Michelle Jacinto
Michelle JacintoBranch Manager
NMLS# 209470

219.924.5554 (o)
866.725.1274 (f)
219.501.1011 (c)

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The DML Team

Allison Fromm
Allison FrommMarketing Assistant Intern
219.300.3300 (o/f)
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Alyssa Hart
Alyssa HartProcessor
219.237.0402 (o)
866.588.0916 (f)
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Anthony Naumoski
Anthony NaumoskiOfficer Manager/Credit Analyst
219.924.5554 (o)
866.725.1274 (f)
219.237.8298 (c)

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Cara Hausman
Cara HausmanLoan Partner
NMLS# 1971702
219.924.5554 (o)
866.725.1274 (f)
219.237.0931 (c)

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Heyden Smith
Heyden SmithSr. Loan Processor
219.230.9467 (o)
866.725.1274 (f)
219.230.9467 (c)
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Jamie Heckler
Jamie HecklerAdministrative Assistant
219.203.3479 (o/f)

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Jax LaFlech
Jax LaFlechClient Care Specialists
219.301.1243 (o/f)

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Julie Mader
Julie MaderProcessor
219.240.1712 (o/f)

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Kelly Makarewicz
Kelly MakarewiczLoan Partner
219.924.5554 (o)
219.301.0066 (c)

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Marie Francois
Marie FrancoisProcessor
219.230.4763 (o)
866.725.1274 (f)
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Michelle Meier
Michelle MeierLoan Partner
219.924.5554 (o)
219.237.4870 (c)
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Mona Maynard
Mona MaynardJr. Loan Partner
219.924.5554 (o)
219.228.7599 (f/c)
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Niki Howland
Niki HowlandProcessor
219.359.3868 (o/f)
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Pamela Kubacki
Pamela KubackiJr. Loan Partner/Admin Assistant
219.237.8454 (o/f)
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Pam Shosey
Pam ShoseyLoan Partner
NMLS # 891359

219.924.5554 (o)
810.220.9719 (c)
866.725.1274 (f)

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Rebekah Graham
Rebekah GrahamBranch Production Manager
219-301-1302 (o)
866-588-0916 (f)
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Tammy Sanders
Tammy SandersClient Care Specialists
219.924.5554 (o)
219.301.1298 (c)
866.725.1274 (f)
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DML Mission, Vision and Values.

Our Mission

Our Vision

Our Values

Why DML?

Direct Mortgage Loans is a licensed, direct lender committed to outstanding mortgage solutions and building lifelong relationships. The knowledge and experience of our professional loan officers, processors, and underwriters is the foundation of our company. We have earned a reputation for integrity, customer service excellence, award-winning staff and efficient processes. When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances the home buying experience. We realize that there are many lenders to choose from.

Let us show you the DML Difference.

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