"Great Lender. All the staff are easy to work with and try to get you the best deal possible. 
I would definitely refer this lender to all of my friends."
"This is my second time using Michelle and her team to buy a home. They are simply amazing and the best in the business.

They’re dedicated to great business professionalism and amazing one-on-one customer service! Rebekah and Pam made the process

smooth and easy from applying to closing. If your looking to buy your first house or second direct mortgage will get it done look no further!”

Michael and Julyeth
"Michelle and her team are top-notch at getting the job done! We always felt valued as a customer,

and we made it through the process without a hitch! Friendly, reliable service!”


Michelle Jacinto – Branch Manager
NMLS #209470 Licensed in IL and IN.

Michelle leads her team with over 20 years of experience in the mortgage industry, having licenses in both Indiana and Illinois. She loves talking to new people, helping them achieve their goals, and giving them not only a place to live but stability to build memories for a long time to come. Michelle is proud to serve such a great group of clients and business partners. Her relationships have grown exponentially just from being in this business.

When Michelle isn’t at work, you can find her watching movies with her family, traveling to Las Vegas or beaches, and spending time with friends and family.

Quote to Live By: “Whether you think you can or you can’t either way you are right.”

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.