"Great Lender. All the staff are easy to work with and try to get you the best deal possible. 
I would definitely refer this lender to all of my friends."
"This is my second time using Michelle and her team to buy a home. They are simply amazing and the best in the business.

They’re dedicated to great business professionalism and amazing one-on-one customer service! Rebekah and Pam made the process

smooth and easy from applying to closing. If your looking to buy your first house or second direct mortgage will get it done look no further!”

Michael and Julyeth
"Michelle and her team are top-notch at getting the job done! We always felt valued as a customer,

and we made it through the process without a hitch! Friendly, reliable service!”


Pat Quinn – Loan Originator
NMLS # 901593 Licensed in IL and IN.

Patrick joins the Michelle Jacinto Team with over 30 years of experience in the mortgage industry. He loves getting to see the look on his clients’ faces when they finally get the keys to their new homes. Patrick will always be at your closing date! His experience in both Retail and Wholesale Mortgage Operations is something he is excited to bring to the table.

When Patrick isn’t working, you’ll find him DJ’ing on the radio for a Blues Station with Chicago Blues Legend, Buddy Guy. He has been a Mobile DJ for the last 35 years, is a High School Baseball and Softball umpire as well as a Volleyball Official. He also enjoys spending time with his wife, Laura, and their two children, Carrie Ann and Christopher.

Quote to Live By: “Never, Never, Never Ever Quit !!!!” – Winston Churchill

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.