"Direct Mortgage Loans worked hard for my interests. They kept me in the loop throughout my Refinance and got be an exceptional

interest rate. I could not recommend them more! The team with whom I dealt were helpful and were extremely responsive.”

Wayne T.
"The members of the Direct Mortgage staff are so organized and friendly! The loan process was super quick and easy.

I could not have asked for a better experience purchasing my first home.”

Taylor P.
"I had a very good experience as a first time home buyer. Everyone was super helpful, knowledgeable and responsive.

They really made sure that I understood the process and were always there for me.”

Karen C.

Raymond Western – Loan Originator
NMLS # 1999973 Licensed in IN.

Raymond has exceptional customer service experience and takes pride in seeing people achieve and celebrate their dreams of home ownership. He enjoys getting to know his clients and constructing strategies that will help them become homeowners. For his refinancing clients, he loves being able to save them money, add to their bottom line, and financial well-being!

When Raymond isn’t working, you can find him being a dog dad, traveling to new places, or hiking with his pups! He also enjoys architecture, design and furniture.

Quote to Live By: “‘Where do you want to go from here, well that all depends on where you want to go’ The White Hare Said to Alice.” – Alice in Wonderland by Lewis Carroll.

Ready to get started?

Don’t start the home buying process at an open house. Your first step should be a mortgage pre-approval. By talking with your loan officer, you can determine if you qualify for a loan and how much you can borrow. A pre-approval gives you a leg up when it comes to a competitive and quick moving real estate market – some sellers and agents won’t accept your offer without it!

Download our new app or apply now to get the process started!



When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances your home buying experience. We provide real-time updates that allow us to keep you updated every step of the way. The entire loan process, from application to closing is managed in-house – this results in a shorter loan process. Every employee of our company has direct access to all processors and underwriters. We have built a business that is recognized for integrity, excellent service and efficient processes.


All the tools you need in one app! Calculate your mortgage options, scan encrypted paperwork from you app, message your loan officer and more.



Are you ready to begin the home search? The first step is to get pre-approved. Our online application is simple, fast and provides us with the information to begin the process.